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Learn investing by actually investing.

Build a practice portfolio, experience real market events, and gain confidence — before risking real money.

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Invest101 · Your journey

My investor journey

Year 0 of 10

You build a practice portfolio

Practice Portfolio

$10,000+0%

Virtual money — a practice account

Performance

$10,000▲ +0% all-time

Asset Allocation

  • ETFs · 78%
  • Bonds · 15%
  • Cash · 7%

Holdings

  • VOO
    S&P 500 ETF
    ETF
    $8,800
  • BND
    Total Bond ETF
    Bond fund
    $1,680

Ask Clover

“What is an ETF?”

Live through Year 4

Product preview · sample data

Experience real markets

Practice with virtual money through market gains, corrections, and recoveries.

Understand why it happened

Learn investing concepts exactly when they matter — not in isolation.

Build confidence before investing

Graduate knowing how investing works before putting your own money at risk.

How it works

Three steps to real confidence

1

Build your first portfolio

Open a practice account and put $10,000 in virtual money to work — no risk.

2

Experience real market events

Live through years of gains, a downturn, and the recovery — one decision at a time.

3

Graduate with confidence

Finish knowing how investing actually works, ready for the real thing.

Meet Clover

Your investing companion

Clover travels with you the whole way — explaining ideas the moment they come up in your portfolio, and answering the real-world questions that come next.

What is an ETF?How do IRAs work?Should I reinvest dividends?How much should I invest first?

The journey

A complete experience, not another course

You don't start a lesson. You start an investing journey — and see it all the way through.

  1. Build portfolio
  2. Year 1
  3. Market correction
  4. Recovery
  5. Graduate

A fundamentally different way to learn

Most investing apps

  • Tell you what happened
  • Articles and videos
  • Real money required
  • Concepts taught separately

Invest101

  • Let you experience investing
  • Interactive, learn-by-doing
  • Practice portfolio first
  • Learn while you invest

You don't learn investing by reading about it. You learn it by experiencing it.

Start your first investing journey today — free, with virtual money, before a dollar is ever at risk.

Start learning free →
Invest101 — Markets, explained.